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Ricky Jacob

Hi, I'm Ricky Jacob - Co-Founder at Finseam

I am passionate about building B2B platforms that simplify complex financial and urban systems. I thrive when identifying regulatory gaps and transforming them into scalable, automated tech solutions.

FinSeam
Ernakulam, Kerala, India
AI insights

At a glance

Curated signals on strengths, focus areas, and how they can help.

Previously drove product strategy for Nickelytics, resulting in a successful acquisition by Kiwibot.

Currently building AI-powered wealthtech platforms while exploring new applications for autonomous financial systems.

Can help peers by sharing structural frameworks for navigating complex fintech regulatory environments.

🚀 Career trajectory

Foundational Tech Experience

Started career at Google managing Geo-content operations, setting a baseline for data-heavy product operations.

Big Tech Roots

Geo-Data Ops

The Fintech Founder Era

Built multiple banking and embedded finance platforms like Paysack and KRED, focusing on digital financial inclusion.

Embedded Finance

Banking Infra

Wealthtech & AI Innovation

Currently focused on AI-driven wealthtech solutions and stealth ventures, leveraging deep expertise in market automation.

AI Platforms

Wealthtech

💪🏻 Superpowers

Fintech Architecture Architect

Designing complex, regulated financial infrastructure

Built India's first mobile wallet for enterprise-grade financial wellness.

Engineered wealthtech platforms that automate stock market investing.

Deep expertise in navigating complex banking and credit compliance.

Product-Led Growth Catalyst

Transforming early-stage concepts into viable platforms

Led product strategy from inception to acquisition at Nickelytics.

Secured backing from top-tier institutional investors for multiple ventures.

Successfully navigated the full lifecycle of complex B2B platforms.

Ecosystem Innovation Strategist

Bridging emerging technology with traditional market needs

Pioneered tokenization solutions for digital credentials and rewards.

Integrated AI and real-time location data into urban mobility systems.

Expert at identifying and pivoting around shifting regulatory landscapes.

I'm excited about

Exploring strategic partnerships to scale AI-driven financial platforms globally.

Connecting with domain experts to refine the intersection of AI and fintech.

Contributing to community-led discussions on the future of enterprise banking.

I can help with

Providing mentorship on navigating financial regulations for early-stage fintech founders.

Sharing insights on scaling B2B products from concept to acquisition.

Consulting on product architecture for payment and wallet infrastructure.

I would love your help on

Finding co-founders or team members who understand global wealthtech landscapes.

Gaining insights into the latest enterprise AI compliance and integration standards.

Expanding my network of investors interested in emerging B2B fintech ventures.